Consumer financial protection
Votes on overdraft and medical-debt rules, and on the funding and reach of the Consumer Financial Protection Bureau.
11 of these 11 votes split the parties — 4 in the House and 7 in the Senate — and only those place anyone on the scale. Which end is which is read from the votes: it is the side most Democrats took on most of them.
The 11 votes behind this value
Each was chosen by hand, and the sentence under it is the written reason for what a yea and a nay each did. Under that is how each party voted, which is where the two ends of the scale come from. Every one links to its full roll call, where you can see the question as the chamber put it and how every member voted.
S.J.Res. 130 disapproves the CFPB's withdrawal of its circular on improper overdraft opt-in practices. A yea restores the guidance -- the opposite direction to S.J.Res. 18 above, on the same subject, at the same agency.
Democrats 45–0, Republicans 0–53. Most Democrats voted yea and most Republicans nay.
S.J.Res. 141 disapproves the CFPB's withdrawal of its rule on deceptive and unfair collection of medical debt. A yea restores the rule.
Democrats 45–0, Republicans 3–50. Most Democrats voted yea and most Republicans nay.
S.J.Res. 132 disapproves the CFPB's WITHDRAWAL of its rule on examining risks to active-duty servicemembers. Because the action being struck is a withdrawal, a yea RESTORES the examinations.
Democrats 45–0, Republicans 1–52. Most Democrats voted yea and most Republicans nay.
An amendment striking the reduction in the Bureau's funding cap. A yea keeps the agency funded at its existing level.
Democrats 45–0, Republicans 0–53. Most Democrats voted yea and most Republicans nay.
S.J.Res. 18 strikes the CFPB rule limiting overdraft fees at very large banks. A nay leaves the fee limit in force.
Democrats 0–210, Republicans 216–1. Most Democrats voted nay and most Republicans yea.
S.J.Res. 28 strikes the CFPB rule bringing large digital payment applications under its supervision. A nay leaves that oversight in place.
Democrats 0–211, Republicans 218–0. Most Democrats voted nay and most Republicans yea.
The Senate's vote on the same resolution. A nay leaves the CFPB overdraft rule in force.
Democrats 0–45, Republicans 52–1. Most Democrats voted nay and most Republicans yea.
The Senate's vote on the same resolution. A nay leaves the supervision rule in force.
Democrats 0–44, Republicans 51–1. Most Democrats voted nay and most Republicans yea.
S.J.Res. 32 strikes the CFPB rule requiring lenders to report small business credit applications under the Equal Credit Opportunity Act. A nay leaves the reporting requirement in place.
Democrats 6–202, Republicans 215–0. Most Democrats voted nay and most Republicans yea.
The Senate's vote on the same resolution. A nay leaves the rule in force.
Democrats 2–43, Republicans 48–0. Most Democrats voted nay and most Republicans yea.
Passage of the Comprehensive Debt Collection Improvement Act, limiting collection practices and the debts federal agencies may refer.
Democrats 215–1, Republicans 0–206. Most Democrats voted yea and most Republicans nay.
The method behind all 12 values, including what it deliberately does not measure.