Nev. Rev. Stat. § 485.010
Short title
This chapter may be cited as the Motor Vehicle Insurance and Financial Responsibility Act.
Nevada Revised Statutes Chapter 485 — Motor Vehicles: Insurance and Financial Responsibility
Nevada · statute · Nev. Rev. Stat. ch. 485 · 74 active provisions
Nev. Rev. Stat. § 485.020
Definitions
As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 485.028 to 485.120, inclusive, have the meanings ascribed to them in those sections.
Nev. Rev. Stat. § 485.028
“Certificate of financial responsibility” defined
“Certificate of financial responsibility” means the certificate issued by an insurance carrier pursuant to NRS 485.308 certifying that there is a motor vehicle liability policy in effect for a person who is required to furnish proof of financial responsibility.
Nev. Rev. Stat. § 485.0335
“Dormant vehicle” defined
“Dormant vehicle” means a motor vehicle: 1. For which a policy of liability insurance is required pursuant to this chapter; and 2. That will not be operated for an extended period because of mechanical or seasonal circumstances.
Nev. Rev. Stat. § 485.034
“Evidence of insurance” defined
“Evidence of insurance” means: 1. The information provided by an insurer in a form approved pursuant to NRS 690B.023 as evidence of a contract of insurance for a motor vehicle liability policy; or 2. The certificate of self-insurance issued to a self-insurer by the Department pursuant to NRS 485.380.
Nev. Rev. Stat. § 485.035
“Judgment” defined
“Judgment” means any judgment which shall have become final by expiration without appeal of the time within which an appeal might have been perfected, or by final affirmation on appeal rendered by a court of competent jurisdiction of any state or of the United States, upon a cause of action arising out of the ownership…
Nev. Rev. Stat. § 485.037
“Insurance” defined
“Insurance” means: 1. A motor vehicle liability policy; or 2. The security provided by a self-insurer pursuant to NRS 485.380.
Nev. Rev. Stat. § 485.040
“License” defined
“License” means any license, temporary instruction permit or temporary license issued under the laws of this State pertaining to the licensing of persons to operate motor vehicles.
Nev. Rev. Stat. § 485.050
“Motor vehicle” defined
“Motor vehicle” means every self-propelled vehicle which is designed for use upon a highway, including: 1. Trailers and semitrailers designed for use with such vehicles, except traction engines, road rollers, farm tractors, tractor cranes, power shovels and well drillers; and 2. Every vehicle which is propelled by elec…
Nev. Rev. Stat. § 485.055
“Motor vehicle liability policy” defined
1. “Motor vehicle liability policy” means an owner’s policy of liability insurance or an operator’s policy of liability insurance issued by an insurer authorized to transact business in this State, to or for the benefit of the person named therein as insured. 2. With respect to a policy which grants excess or additiona…
Nev. Rev. Stat. § 485.060
“Nonresident” defined
“Nonresident” means every person who is not a resident of this State.
Nev. Rev. Stat. § 485.070
“Nonresident’s operating privilege” defined
“Nonresident’s operating privilege” means the privilege conferred upon a nonresident by the laws of this State pertaining to the operation by the nonresident of a motor vehicle, or the use of a motor vehicle owned by the nonresident, in this State.
Nev. Rev. Stat. § 485.080
“Operator” defined
“Operator” means every person who is in actual physical control of a motor vehicle whether or not licensed as an operator pursuant to the laws of this State.
Nev. Rev. Stat. § 485.090
“Owner” defined
“Owner” means a person who holds the legal title of a motor vehicle, or in the event a motor vehicle is the subject of an agreement for the conditional sale or lease thereof with the right of purchase upon performance of the conditions stated in the agreement and with an immediate right of possession vested in the cond…
Nev. Rev. Stat. § 485.105
“Proof of financial responsibility” defined
“Proof of financial responsibility” means proof of ability to respond for the future in damages for liability, on account of crashes occurring subsequent to the effective date of that proof, arising out of the ownership, maintenance or use of a motor vehicle, in the amounts specified in NRS 485.185.
Nev. Rev. Stat. § 485.108
“Registered owner” defined
“Registered owner” means a person whose name appears in the records of the Department as the person to whom the vehicle is registered.
Nev. Rev. Stat. § 485.110
“Registration” defined
“Registration” means the registration certificate and plate issued under the laws of this State pertaining to the registration of motor vehicles.
Nev. Rev. Stat. § 485.120
“State” defined
“State” means any state, territory or possession of the United States, the District of Columbia, or any province of the Dominion of Canada.
Nev. Rev. Stat. § 485.130
General duties of Department
1. The Department shall: (a) Administer and enforce the provisions of this chapter. (b) Provide for hearings upon request of persons aggrieved by orders or acts of the Department under the provisions of NRS 485.185 to 485.300, inclusive. 2. The Department may adopt regulations necessary for the administration of this c…
Nev. Rev. Stat. § 485.135
Department to furnish operating record
The Department shall upon request furnish any person a certified abstract of the operating record of any person subject to the provisions of this chapter, which abstract must also fully designate the motor vehicles, if any, registered in the name of that person, and, if there is no record of any violations by that pers…
Nev. Rev. Stat. § 485.137
Department to publish and disseminate informational leaflet
1. The Department shall publish a leaflet which summarizes and explains the requirements and provisions of this chapter. 2. The Department shall: (a) Make copies of the leaflet available without charge to all licensed drivers in this State, to all public school pupils who are of driving age, and to the public. (b) Caus…
Nev. Rev. Stat. § 485.140
Judicial review
Any person aggrieved by a final decision in a contested case before the Department under this chapter is entitled to judicial review of the decision in the manner provided by chapter 233B of NRS.
Nev. Rev. Stat. § 485.185
Insurance for payment of tort liabilities arising from maintenance or use of motor vehicle: Coverage to be obtained from insurance company duly licensed and approved; minimum thresholds of coverage
1. Except as otherwise provided in subsection 2, every owner of a motor vehicle which is registered or required to be registered in this State shall continuously provide, while the motor vehicle is present or registered in this State, insurance provided by an insurance company licensed by the Division of Insurance of t…
Nev. Rev. Stat. § 485.186
Operator’s policy of liability insurance: Use in lieu of owner’s policy of liability insurance; requirements for issuance; required statements; operation of motor vehicle by person other than insured; required and excluded coverages; applicability
1. Except as otherwise provided in subsection 7, any natural person may satisfy the requirements of NRS 485.185 by obtaining, in lieu of an owner’s policy of liability insurance, an operator’s policy of liability insurance which meets the requirements of this section and NRS 485.3091. 2. An operator’s policy of liabili…
Nev. Rev. Stat. § 485.187
Unlawful acts; fines and penalties; exceptions
1. Except as otherwise provided in subsection 5, the owner of a motor vehicle shall not: (a) Operate the motor vehicle, if it is registered or required to be registered in this State, without having insurance as required by NRS 485.185. (b) Operate or knowingly permit the operation of the motor vehicle without having e…
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