Hawaii · statute · Haw. Rev. Stat. ch. 446 · 4 active provisions
As used in this chapter: "Debt adjuster" means a person who for a profit engages in the business of acting as an intermediary between a debtor and the debtor's creditors for the purpose of settling, compromising, or in any way altering the terms of payment of any debts of the debtor and who: [(1)] Receives money, prope…
Any person who acts or offers to act as a debt adjuster in this State shall be fined not more than $500 or imprisoned not more than six months, or both. Any contract for debt adjusting entered into with a person engaged in the business for a profit shall be void and unenforceable and the debtor may recover from the deb…
The following persons are not debt adjusters for the purposes of this chapter: (1) An attorney licensed to practice law in this State, including the Legal Aid Society of Hawaii; (2) A person who is a regular full-time employee of a debtor and who acts as an adjuster of the person's employer's debt; (3) A person acting…
Nothing in this chapter is intended to exclude, nor shall it exclude, or prohibit, any bank, financial services loan company, credit union, or any other person or firm licensed by the county, state, or federal government to make loans from paying off the existing debts of any debtor to any other person or firm in conne…