North Carolina · statute · N.C. Gen. Stat. ch. 25B · 4 active provisions
Equal availability of credit for women. (a) No married woman shall be denied credit in her own name if her uncommingled earnings, separate property or other assets are such that a man possessing the same amount of uncommingled earnings, separate property or other assets would receive credit. (b) No unmarried woman shal…
Responsibility of credit-reporting agency to maintain separate credit histories. A credit-reporting agency shall, upon written request of a married person, identify within any report delivered by the agency, both the separate credit history of each spouse and the credit history of their joint accounts, if such informat…
Right of action to enforce Article. (a) A married or unmarried woman denied credit in violation of this Chapter shall have a right of action on account of such violation in which she shall be entitled to actual damages, and reasonable attorney's fees in the discretion of the court to be taxed as part of the cost. (b) V…
Granting of credit not otherwise affected. Nothing contained herein shall be construed to deprive any credit grantor of his right to deny credit or limit its terms based upon its evaluation of the applicant's capability or willingness to repay, or to require any credit grantor to give preferential treatment to any appl…