Fla. Stat. § 626.011
Short title
This part may be referred to as the “Licensing Procedures Law.”
Florida Statutes Chapter 626 — INSURANCE FIELD REPRESENTATIVES AND OPERATIONS
Florida · statute · Fla. Stat. ch. 626 · 368 active provisions
Fla. Stat. § 626.015
Definitions
As used in this part:(1) “Active participant” means a member in good standing of an association who attends 4 or more hours of association meetings every year, not including any department-approved continuing education course.(2) “Adjuster” means a public adjuster as defined in s. 626.854 or an all-lines adjuster as de…
Fla. Stat. § 626.016
Powers and duties of department, commission, and office
(1) The powers and duties of the Chief Financial Officer and the department specified in this part apply only with respect to insurance agents, insurance agencies, managing general agents, insurance adjusters, reinsurance intermediaries, viatical settlement brokers, customer representatives, service representatives, an…
Fla. Stat. § 626.022
Scope of part
(1) This part applies as to insurance agents, service representatives, adjusters, and insurance agencies; as to any and all kinds of insurance; and as to stock insurers, mutual insurers, reciprocal insurers, and all other types of insurers, except that:(a) It does not apply as to reinsurance, except that ss. 626.011-62…
Fla. Stat. § 626.025
Consumer protections
To transact insurance, agents shall comply with consumer protection laws, including the following, as applicable:(1) Continuing education requirements for resident and nonresident agents, as required in s. 626.2815.(2) Fingerprinting requirements for resident and nonresident agents, as required under s. 626.171 or s. 6…
Fla. Stat. § 626.0428
Agency personnel powers, duties, and limitations
(1) An individual employed by an agent or agency on salary who devotes full time to clerical work, with incidental taking of insurance applications or quoting or receiving premiums on incoming inquiries in the office of the agent or agency, is not deemed to be an agent or customer representative if his or her compensat…
Fla. Stat. § 626.112
License and appointment required; agents, customer representatives, adjusters, insurance agencies, service representatives, managing general agents, insurance adjusting firms
(1)(a) No person may be, act as, or advertise or hold himself or herself out to be an insurance agent, insurance adjuster, or customer representative unless he or she is currently licensed by the department and appointed by an appropriate appointing entity or person.(b) Except as provided in subsection (6) or in applic…
Fla. Stat. § 626.141
Violation not to affect validity of insurance
An insurance contract which is otherwise valid and binding as between the parties thereto shall not be rendered invalid by reason of having been solicited, handled, or procured by or through an unlicensed agent or customer representative or an agent or customer representative who has not been appointed.
Fla. Stat. § 626.161
Licensing forms
The department shall prescribe and furnish all printed forms required in connection with the application for issuance of and termination of all licenses and appointments.
Fla. Stat. § 626.171
Application for license as an agent, customer representative, adjuster, or service representative
(1) The department may not issue a license as agent, customer representative, adjuster, or service representative to any person except upon written application filed with the department, meeting the qualifications for the license applied for as determined by the department, and payment in advance of all applicable fees…
Fla. Stat. § 626.172
Application for insurance agency license
(1) The department may issue a license as an insurance agency to any person only after such person files a written application with the department and qualifies for such license.(2) An application for an insurance agency license must be signed by an individual required to be listed in the application under paragraph (a…
Fla. Stat. § 626.173
Insurance agency closure; cancellation of licenses
(1) If a licensed insurance agency permanently ceases the transacting of insurance or ceases the transacting of insurance for more than 30 days, the agent in charge, the director of the agency, or other officer listed on the original application for licensure must, within 35 days after the agency first ceases the trans…
Fla. Stat. § 626.175
Temporary licensing
(1) The department may issue a nonrenewable temporary license for a period not to exceed 6 months authorizing appointment of a general lines insurance agent, a life agent, or a personal lines agent, subject to the conditions described in this section. The fees paid for a temporary license and appointment shall be as sp…
Fla. Stat. § 626.181
Number of applications for licensure required
After a license as agent, customer representative, or adjuster has been issued to an individual, the same individual shall not be required to take another examination for a similar license, regardless, in the case of an agent, of the number of insurers to be represented by him or her as agent, unless:(1) Specifically o…
Fla. Stat. § 626.191
Repeated applications
The failure of an applicant to secure a license upon application does not preclude the applicant from applying again. However, the department may not consider or accept any further application by the same applicant for a similar license dated or filed within 30 days after the date the department denied the last applica…
Fla. Stat. § 626.201
Investigation
(1) The department or office may propound any reasonable interrogatories in addition to those contained in the application, to any applicant for license or appointment, or on any renewal, reinstatement, or continuation thereof, relating to the applicant’s qualifications, residence, prospective place of business, and an…
Fla. Stat. § 626.202
Fingerprinting requirements
(1) The requirements for completion and submission of fingerprints under this chapter in accordance with s. 626.171(4) are deemed to be met when an individual currently licensed under this chapter seeks additional licensure and has previously submitted fingerprints to the department within the past 48 months. However,…
Fla. Stat. § 626.207
Disqualification of applicants and licensees; penalties against licensees; rulemaking authority
(1) For purposes of this section, the term or terms:(a) “Applicant” means an individual applying for licensure or relicensure under this chapter, and an officer, director, majority owner, partner, manager, or other person who manages or controls an entity applying for licensure or relicensure under this chapter.(b) “Fe…
Fla. Stat. § 626.211
Approval, disapproval of application
(1) If upon the basis of a completed application for license and such further inquiry or investigation as the department may make concerning an applicant the department is satisfied that, subject to any examination required to be taken and passed by the applicant for a license, the applicant is qualified for the licens…
Fla. Stat. § 626.221
Examination requirement; exemptions
(1) The department may not issue any license as agent or adjuster to any individual who has not qualified for, taken, and passed to the satisfaction of the department a written examination of the scope prescribed in s. 626.241.(2) However, an examination is not necessary for any of the following:(a) An applicant for re…
Fla. Stat. § 626.231
Eligibility; application for examination
(1) No person shall be permitted to take an examination for license until his or her application for examination or application for the license has been approved and the required fees have been received by the department or a person designated by the department to administer the examination.(2) A person required to tak…
Fla. Stat. § 626.241
Scope of examination
(1) Each examination for a license as an agent or adjuster shall be of such scope as is deemed by the department to be reasonably necessary to test the applicant’s ability and competence and knowledge of the kinds of insurance and transactions to be handled under the license applied for, of the duties and responsibilit…
Fla. Stat. § 626.2415
Annual report of results of life insurance examinations
(1) No later than May 1 of each year, the department or a person designated by the department shall prepare, publicly announce, and publish a report that summarizes statistical information relating to life insurance agent examinations administered during the preceding calendar year. Each report shall include the follow…
Fla. Stat. § 626.251
Time and place of examination; notice
(1) The department, or a person designated by the department, shall provide notice of the time and place of the examination to each applicant for examination and each applicant for license required to take an examination who will be eligible to take the examination as of the examination date. The notice shall be e-mail…
Fla. Stat. § 626.261
Conduct of examination
(1) The applicant for license or the applicant for examination shall appear in person and personally take the examination for license at the time and place specified by the department or by a person designated by the department.(2) The examination shall be conducted by an employee of the department or a person designat…
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