Washington · statute · Wash. Rev. Code ch. 48.205 · 8 active provisions
(1) The requirements of this chapter shall apply to pet insurance policies that are issued to any resident of this state, are sold, solicited, negotiated, or offered in this state, and policies or certificates that are delivered or issued for delivery in this state.(2) All other applicable provisions of this state's in…
The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.(1) "Chronic condition" means a condition that can be treated or managed, but not cured.(2) "Congenital anomaly" and "congenital disorder" mean a condition that is present from birth, whether inherited or caused…
(1) If a pet insurer uses any of the terms in RCW 48.205.020 in a policy of pet insurance, the pet insurer shall use the definition of each of those terms as set forth in RCW 48.205.020 and include the definition of the terms in the policy. The pet insurer shall also make the definition available through a clear and co…
(1) A pet insurer transacting pet insurance shall disclose the following to consumers:(a) If the policy excludes coverage due to any of the following:(i) A preexisting condition;(ii) A hereditary disorder;(iii) Either a congenital anomaly or a congenital disorder, or both; or(iv) A chronic condition;(b) If the policy i…
(1) A pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. The pet insurer has the burden of proving that the preexisting condition exclusion applies to the condition for which a claim is being made.(2)(a) A pet insurer may…
(1) A pet insurer and insurance producer may not:(a) Market a wellness program as pet insurance; or(b) Market a wellness program during the sale, solicitation, or negotiation of pet insurance.(2) If a wellness program is sold by either a pet insurer or an insurance producer, or both:(a) The purchase of the wellness pro…
(1) An insurance producer may not sell, solicit, or negotiate a pet insurance product until after the producer is appropriately licensed and has completed the required training identified in subsection (3) of this section.(2) An insurer shall ensure that its producers are trained under subsection (3) of this section an…
The insurance commissioner may adopt rules as necessary to implement and administer this chapter.