25 CFR 141.46
§ 141.46 Credit disclosure statements.
United States · 25 CFR — Indians · Status: effective
Cite this
- Citation
- 25 CFR 141.46, § 141.46 Credit disclosure statements, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/105164
- Permanent ID
ys:prov:105164@1- SHA-256
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Full text
Upon approval of a credit application the lender shall give the applicant the following information where applicable in a written disclosure statement:
(a) The maximum credit limit of the account.
(b) The conditions under which a finance charge may be imposed.
(c) The period in which payment may be made without incurring a finance charge.
(d) The method used in determining the balance on which the finance charge is calculated.
(e) The method used to calculate the finance charge.
(f) The periodic rates used and the range of balances to which each rate applies.
(g) The conditions under which additional charges may be made and the method for calculating those charges.
(h) A description of any lien that may be acquired on a customer's property.
(i) The minimum payment that must be made on each billing.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.