Mich. Comp. Laws § 333.5683
Life or health insurer; prohibited conduct.
Michigan · Michigan Compiled Laws — PUBLIC HEALTH CODE (Act 368 of 1978) · Status: effective
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- Citation
- Mich. Comp. Laws § 333.5683, Life or health insurer; prohibited conduct, Michigan, version 1 as recorded 2026-08-18, yourstate.us, https://yourstate.us/provision/1354580
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Full text
(1) A life insurer shall not do any of the following because of the execution or implementation of a POST form:
(a) Refuse to provide or continue coverage to the patient.
(b) Charge the patient a higher premium.
(c) Offer a patient different policy terms because the patient has executed a POST form.
(d) Consider the terms of an existing policy of life insurance to have been breached or modified.
(e) Invoke a suicide or intentional death exemption or exclusion in a policy covering the patient.
(2) A health insurer shall not do any of the following:
(a) Require the execution of a POST form to maintain or be eligible for coverage.
(b) Charge a different premium based on whether a patient or patient representative has executed a POST form.
(c) Consider the terms of an existing policy to have been breached or modified if the patient or patient representative has executed a POST form.