Mich. Comp. Laws § 500.3402f
Blanket disability insurance policy; provisions.
Michigan · Michigan Compiled Laws — THE INSURANCE CODE OF 1956 (Act 218 of 1956) · Status: effective
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- Mich. Comp. Laws § 500.3402f, Blanket disability insurance policy; provisions, Michigan, version 1 as recorded 2026-08-18, yourstate.us, https://yourstate.us/provision/1368048
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Full text
An insurer shall include in a blanket disability insurance policy the applicable provisions of sections 3406 to 3466 and all of the following provisions:
(a) That the policy and the application signed by the policyholder constitute the entire contract between the parties. The insurer's identification of what constitutes the entire contract creates a rebuttable presumption that the identified items are the entire contract.
(b) That a statement made by the policyholder, in the absence of fraud, is a representation and not a warranty. An insurer shall not use a statement made by the policyholder as a defense to a claim under the policy, unless the statement is contained in a written application.
(c) That individuals who are eligible for coverage, on application of the policyholder, will be added to the group or class originally insured.