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N.J. Stat. § 45:22-22

Interest chargeable; exceptions

New Jersey · New Jersey Statutes Title 45 — Professions and Occupations · Status: effective

Banking, Finance & Insurance
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N.J. Stat. § 45:22-22, Interest chargeable; exceptions, New Jersey, version 1 as recorded 2026-09-28, yourstate.us, https://yourstate.us/provision/1474538
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45:22-22. Notwithstanding the provisions of N.J.S.2C:21-19 to the contrary, a pawnbroker shall not charge or receive interest on a loan in excess of 4.5% per month or a fraction thereof, except that he may charge $1.50 where the interest herein amounts to less. In no event shall any other charges be made for any reason whatsoever, except as permitted by the Commissioner of Banking and Insurance.