"Health insurance plan"

Sec. 5. (a) As used in this chapter, "health insurance plan" means: (1) a policy of accident and sickness insurance (as defined in IC 27-8-5-1); (2) an individual contract or a group contract with a health maintenance organization under IC 27-13; (3) a: (A) policy of accident and sickness insurance; or (B) limited service health maintenance organization (as defined in IC 27-13-34-4); that provides coverage for dental care services; or (4) another plan or program that provides payment, reimbursement, or indemnification for the costs of health care items or services. (b) The term does not include the following: (1) Accident only, credit, vision, Medicare supplement, long term care, or disability income insurance. (2) Coverage issued as a supplement to liability insurance. (3) Automobile medical payment insurance. (4) A specified disease policy. (5) A short term insurance plan that: (A) may be renewed for the greater of: (i) thirty-six (36) months; or (ii) the maximum period permitted under federal law; (B) has a term of not more than three hundred sixty-four (364) days; and (C) has an annual limit of at least two million dollars ($2,000,000). (6) A policy that provides indemnity benefits not based on any expense incurred requirement, including a plan that provides coverage for: (A) hospital confinement, critical illness, or intensive care; or (B) gaps for deductibles or copayments. (7) Worker's compensation or similar insurance. (8) A student health plan. (9) A supplemental plan that always pays in addition to other coverage. (10) An employer sponsored health benefit plan that is: (A) provided to individuals who are eligible for Medicare; and (B) not marketed as, or held out to be, a Medicare supplement policy. (11) The Medicaid program.