Ind. Code § 27-7-12-5
Sufficiency of explanations; coverage considered renewed where notice not given
Indiana · Indiana Code Title 27 — Insurance · Status: effective
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- Ind. Code § 27-7-12-5, Sufficiency of explanations; coverage considered renewed where notice not given, Indiana, version 1 as recorded 2026-09-28, yourstate.us, https://yourstate.us/provision/1663626
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Full text
Sec. 5.
(a) A written explanation provided under section 3 or 4 of this chapter must be of sufficient clarity and specificity to enable a reasonable lay person to identify the basis for the insurer's decision without further inquiry.
(b) If notice is not provided under section 4 of this chapter, coverage is considered to be renewed only for the ensuing policy period upon payment of the appropriate premiums under the same terms and conditions, and subject to section 6 of this chapter, unless the named insured has accepted replacement coverage with another insurer or unless the named insured has agreed to the nonrenewal.