Md. Code, Com. Law § 12-1206

(a) (1) Except as provided in paragraph (2) of this subsection, a lender or an arranger of financing may not require a borrower to purchase an annuity, a long–term care policy, or other financial or insurance product as a condition to obtaining a reverse mortgage loan. (2) A lender or an arranger of financing may require a borrower to purchase title insurance, hazard, flood, or other peril insurance, and any other financial or insurance product that is required for reverse mortgage loans insured under 12 U.S.C. § 1715z–20. (b) A lender or an arranger of financing may not refer a borrower to any person for the purchase of an annuity or any other financial or insurance product before the later of: (1) The closing of the reverse mortgage loan; or (2) The expiration of the borrower’s right to rescind the reverse mortgage loan agreement. (c) This section does not prohibit a lender or an arranger of financing from offering to a borrower, or referring a borrower to a person for the purchase of: (1) Title insurance; (2) Hazard, flood, or other peril insurance; or (3) Other products that are customary under a reverse mortgage loan.