Mo. Rev. Stat. § 379.845
Cancellation or nonrenewal
Missouri · Revised Statutes of Missouri Chapter 379 — Insurance Other Than Life · Status: effective · Effective 1986-08-28
Cite this
- Citation
- Mo. Rev. Stat. § 379.845, Cancellation or nonrenewal, Missouri, version 1 as recorded 2026-09-29, yourstate.us, https://yourstate.us/provision/1813752
- Permanent ID
ys:prov:1813752@1- SHA-256
cbaff1716cf1c4d1d600afe86dfca4a34ea120b830b99fb606209b7dc9d4d214
The hash is SHA-256 of this version's text, with every run of whitespace collapsed to a single space and the ends trimmed. The ID always leads back here, and checking it says whether the text you cited is still the current version.
Full text
1. The facility shall not cancel a policy or binder issued under the program without approval of the governing committee except in case of:
(1) Evidence of incendiarism (meaning arson by or at the direction of the insured); or
(2) For nonpayment of premium; or
(3) Fraud or material misrepresentation; or
(4) A finding by the facility on the basis of satisfactory evidence that changes in the physical condition of the property or other changed conditions make the risk uninsurable.
2. Any notice of cancellation or notice of nonrenewal of a policy or binder issued under the program, together with a statement of the reason therefor, shall be sent to the insured and a copy retained by the facility. Any such notice shall be sent not less than thirty days prior to the cancellation or nonrenewal of any risk under the program to allow ample time for an application for new coverage to be made and a new policy to be written under the program.
3. Any cancellation or nonrenewal notice to the insured relating to a policy or binder issued under the program shall contain the procedures for obtaining an inspection under the program and shall be accompanied by a statement that the insured has a right of appeal as hereinafter provided.