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Mo. Rev. Stat. § 407.1385

Processing of applications for credit — effect of security freeze

Missouri · Revised Statutes of Missouri Chapter 407 — Merchandising Practices · Status: effective · Effective 2008-08-28

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Mo. Rev. Stat. § 407.1385, Processing of applications for credit — effect of security freeze, Missouri, version 1 as recorded 2026-09-29, yourstate.us, https://yourstate.us/provision/1815792
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It shall not be considered a violation of any law that requires an application for credit to be processed within a specified time frame if a creditor is unable to meet this time frame because of inability to access a credit report due to a security freeze.