Failure to provide insurance: Administrative fines; requirements for filing and maintaining with Department certificate of financial responsibility; suspension of driver’s license of registered owner

1. Except as otherwise provided in subsection 6 of NRS 485.317, if a registered owner failed to have insurance on the date specified by the Department pursuant to NRS 485.317: (a) For a first offense, the registered owner shall pay to the Department a registration reinstatement fee of $250, and if the period during which insurance coverage lapsed was: (1) At least 31 days but not more than 90 days, pay to the Department a fine of $250. (2) At least 91 days but not more than 180 days: (I) Pay to the Department a fine of $500; and (II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated. (3) More than 180 days: (I) Pay to the Department a fine of $1,000; and (II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated. (b) For a second offense, the registered owner shall pay to the Department a registration reinstatement fee of $500, and if the period during which insurance coverage lapsed was: (1) At least 31 days but not more than 90 days, pay to the Department a fine of $500. (2) At least 91 days but not more than 180 days: (I) Pay to the Department a fine of $500; and (II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated. (3) More than 180 days: (I) Pay to the Department a fine of $1,000; and (II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated. (c) For a third or subsequent offense: (1) The driver’s license of the registered owner must be suspended for a period to be determined by regulation of the Department but not less than 30 days; (2) The registered owner shall file and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated; and (3) The registered owner shall pay to the Department a registration reinstatement fee of $750, and if the period during which insurance coverage lapsed was: (I) At least 31 days but not more than 90 days, pay to the Department a fine of $500. (II) At least 91 days but not more than 180 days, pay to the Department a fine of $750. (III) More than 180 days, pay to the Department a fine of $1,000. 2. As used in this section, “certificate of financial responsibility” has the meaning ascribed to it in NRS 485.028.