Rate service organizations -- Permitted activity

A rate service organization may on behalf of its members and subscribers: (1) develop statistical plans including territorial and class definitions; (2) collect statistical data from: (a) members; (b) subscribers; or (c) any other source; (3) prepare, file, and distribute prospective loss costs which may include provisions for special assessments; (4) prepare, file, and distribute: (a) factors; (b) calculations; (c) formulas pertaining to classification; or (d) territory, increased limits, and other variables; (5) prepare, file, and distribute supplementary rating information; (6) distribute information that is required or directed to be filed with the commissioner; (7) conduct research and on-site inspections to prepare classifications of public fire defenses; (8) consult with public officials regarding public fire protection as it would affect members, subscribers, and others; (9) conduct research and onsight inspections to discover, identify, and classify information relating to causes or prevention of losses; (10) conduct research relating to the impact of statutory changes upon prospective loss costs; (11) prepare, file, and distribute policy forms and endorsements; (12) consult with members, subscribers, and others concerning use and application of the policy forms and endorsements described in Subsection (11); (13) conduct research and on-site inspections for the purpose of providing risk information relating to individual structures; (14) conduct on-site inspections to determine rating classifications for individual insureds; (15) collect, compile, and publish past and current prices of individual insurers, provided the information is also made available to the general public at a reasonable cost; (16) collect and compile exposure and loss experience for the purpose of individual risk experience ratings; (17) furnish any other services, as approved or directed by the commissioner, related to those enumerated in this section; and (18) engage in any other activity not prohibited by this title.