Haw. Rev. Stat. § 480J-6
Right of rescission
Hawaii · Hawaii Revised Statutes Chapter 480J · Status: effective
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- Citation
- Haw. Rev. Stat. § 480J-6, Right of rescission, Hawaii, version 1 as recorded 2026-10-03, yourstate.us, https://yourstate.us/provision/2426518
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Full text
(a) A consumer shall have the right to rescind an installment loan, at or before 5:00 p.m., Hawaii-Aleutian Standard Time, on the third business day after the date the loan was originated and at the location where the loan was originated, by returning the principal in cash, the original check or money order disbursed by the lender, or the other disbursement of loan proceeds from the lender to fund the loan. The lender shall not charge the consumer for rescinding the loan.
(b) At the time of rescission, the lender shall refund any loan fees and interest received associated with the rescinded loan and shall return to the consumer the originally signed written agreement, clearly marked across the face:
"RESCINDED BY [lender's name; license number], [date]"
and below which the lender's authorized representative shall sign.