49 CFR 22.45
§ 22.45 Allowable fees to borrowers.
United States · 49 CFR — Transportation · Status: effective
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- Citation
- 49 CFR 22.45, § 22.45 Allowable fees to borrowers, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/254368
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Full text
(a) Application Fees. The Participating Lender may charge the applicant a non-refundable loan application fee, as determined from time to time by DOT OSDBU, for each STLP loan application processed, whether a new loan request or a renewal request.
(b) Reasonable Closing Expenses. Provided the Participating Lender charges similar fees to its non-STLP borrowers, the Participating Lender may collect reasonable closing expenses from the borrower, provided that full disclosure of such fees is made to the borrower prior to the loan closing date. These expenses include necessary out-of-pocket expenses to third parties such as filing and recordation fees, as well as loan closing document preparation fees.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.