La. Rev. Stat. § 22:979
Covered claim; prohibition of cancellation
Louisiana · Louisiana Revised Statutes Title 22 — Insurance · Status: effective
Cite this
- Citation
- La. Rev. Stat. § 22:979, Covered claim; prohibition of cancellation, Louisiana, version 1 as recorded 2026-10-04, yourstate.us, https://yourstate.us/provision/2704537
- Permanent ID
ys:prov:2704537@1- SHA-256
89ca6c92616f36681e644a9d22816be17a6a6e4d0ab5bdafb375dde20bc2f6e4
The hash is SHA-256 of this version's text, with every run of whitespace collapsed to a single space and the ends trimmed. The ID always leads back here, and checking it says whether the text you cited is still the current version.
Full text
No health and accident insurer may unilaterally cancel a policy of insurance except for nonpayment of premiums, increase the premium for such policy, or reduce the benefits provided by such insurance policy after receipt or notice of any covered claim. The insurer may cancel the policy, as otherwise provided by law, after the claimant has been discharged from treatment for that condition and no further claims for that condition are expected, provided there has been no other receipt or notice of claim under that policy. This Section shall not prohibit any group health and accident insurer or any individual accident and health insurer from increasing its premium if the increase is applicable to all members of the group insurance plan, or all insureds who have the same individual accident and health plan or policy except that no health insurance issuer or health maintenance organization issuing group or individual policies or subscriber agreements shall increase its premium rates or reduce covered benefits under any policy or subscriber agreement after the commencement of the minimum one-hundred-eighty-day period provided for in R.S. 22:1068(C)(2)(a)(i) or 1074(C)(2)(a)(i).