La. Rev. Stat. § 22:1315
Defense of material misrepresentation not entitlement to void policy
Louisiana · Louisiana Revised Statutes Title 22 — Insurance · Status: effective
Cite this
- Citation
- La. Rev. Stat. § 22:1315, Defense of material misrepresentation not entitlement to void policy, Louisiana, version 1 as recorded 2026-10-04, yourstate.us, https://yourstate.us/provision/2705006
- Permanent ID
ys:prov:2705006@1- SHA-256
030a6b89e8080d88f877a355ea6e7df350403671d6a9c59fcabb44929a5d269d
The hash is SHA-256 of this version's text, with every run of whitespace collapsed to a single space and the ends trimmed. The ID always leads back here, and checking it says whether the text you cited is still the current version.
Full text
Assertion of a defense of material misrepresentation made by an insured subsequent to loss by fire as to the value of the contents of a residence or business shall not entitle an insurer to void total coverage of the policy based on such misrepresentation, unless a court of competent jurisdiction determines and adjudicates otherwise. Such judicial determination shall apply to the claim that is the subject of the litigation and shall not apply retroactively to any claim that occurred prior to the loss that is the basis of the claim that is the subject of the litigation.
Acts 1985, No. 506, §1; Acts 2007, No. 156, §1, eff. June 25, 2007; Redesignated from R.S. 22:692.1 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
NOTE: Former R.S. 22:1315 redesignated as R.S. 22:1994 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.