7 CFR 4279.61
§ 4279.61 Equal Credit Opportunity Act.
United States · 7 CFR — Agriculture · Status: effective
Cite this
- Citation
- 7 CFR 4279.61, § 4279.61 Equal Credit Opportunity Act, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/30940
- Permanent ID
ys:prov:30940@1- SHA-256
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Full text
In accordance with the Equal Credit Opportunity Act (15 U.S.C. 1691 et seq.), with respect to any aspect of a credit transaction, neither the lender nor the Agency will discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, or age (providing the applicant has the capacity to contract), or because all or part of the applicant's income derives from a public assistance program, or because the applicant has, in good faith, exercised any right under the Consumer Protection Act. The lender must comply with the requirements of the Equal Credit Opportunity Act as contained in the Federal Reserve Board's Regulation implementing that Act (see 12 CFR part 202) prior to loan closing.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.