yourstate.us
12 CFR 128.6

§ 128.6 Loan application register.

United States · 12 CFR — Banks and Banking · Status: effective

Get this as JSONEmbed this
Cite this
Citation
12 CFR 128.6, § 128.6 Loan application register, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/43668
Permanent ID
ys:prov:43668@1
SHA-256
d188a8720155977fb3274fb3d0ce2531709d54c76d2584f1ca603d0c7aedf32e

The hash is SHA-256 of this version's text, with every run of whitespace collapsed to a single space and the ends trimmed. The ID always leads back here, and checking it says whether the text you cited is still the current version.

Full text

Savings associations and other lenders required to file Home Mortgage Disclosure Act Loan Application Registers with the OCC in accordance with 12 CFR part 203 must enter the reason for denial, using the codes provided in 12 CFR part 203, with respect to all loan denials.

Legislative history

This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.