11 U.S.C. § 1325
Confirmation of plan
United States · Title 11 — BANKRUPTCY · Status: effective
Cite this
- Citation
- 11 U.S.C. § 1325, Confirmation of plan, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/437004
- Permanent ID
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Full text
Except as provided in subsection (b), the court shall confirm a plan if—
with respect to each allowed secured claim provided for by the plan—
the plan provides that—
the holder of such claim retain the lien securing such claim until the earlier of—
if—
If the trustee or the holder of an allowed unsecured claim objects to the confirmation of the plan, then the court may not approve the plan unless, as of the effective date of the plan—
For purposes of this subsection, the term “disposable income” means current monthly income received by the debtor (other than child support payments, foster care payments, or disability payments for a dependent child made in accordance with applicable nonbankruptcy law to the extent reasonably necessary to be expended for such child) less amounts reasonably necessary to be expended—
Amounts reasonably necessary to be expended under paragraph (2), other than subparagraph (A)(ii) of paragraph (2), shall be determined in accordance with subparagraphs (A) and (B) of section 707(b)(2), if the debtor has current monthly income, when multiplied by 12, greater than—
For purposes of this subsection, the “applicable commitment period”—
subject to subparagraph (B), shall be—
not less than 5 years, if the current monthly income of the debtor and the debtor’s spouse combined, when multiplied by 12, is not less than—
Legislative history
The public laws that enacted or amended this section. Tallies are for the whole bill as it passed each chamber — often an omnibus covering far more than this provision — not a vote on this section alone.
- A bill to establish a uniform law on the subject of bankruptcies.House: no recorded tallySenate: no recorded tally
- Bankruptcy Amendments and Federal Judgeship Act of 1983House: no recorded tallySenate: no recorded tally
- Bankruptcy Judges, United States Trustees, and Family Farmer Bankruptcy Act of 1986House: no recorded tallySenate: no recorded tally
- Religious Liberty and Charitable Donation Protection Act of 1998House: no recorded tallySenate: 99–1
- Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
- Religious Liberty and Charitable Donation Clarification Act of 2006House: no recorded tallySenate: no recorded tally
- Bankruptcy Technical Corrections Act of 2010House: no recorded tallySenate: no recorded tally
- CARES Act
- Consolidated Appropriations Act, 2021House: no recorded tallySenate: no recorded tally