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12 U.S.C. § 84

Lending limits

United States · Title 12 — BANKS AND BANKING · Status: effective

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12 U.S.C. § 84, Lending limits, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/437133
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Full text

For the purposes of this section— the term “loans and extensions of credit” shall include— The limitations contained in subsection (a) shall be subject to the following exceptions:

Legislative history

The public laws that enacted or amended this section. Tallies are for the whole bill as it passed each chamber — often an omnibus covering far more than this provision — not a vote on this section alone. The law that originally enacted this section predates the public laws loaded here, so only later amendments are listed.

  • Amended byPub. L. 97-320(H.R. 6267)1982-10-15
    Garn-St. Germain Depository Institutions Act of 1982
    House: no recorded tallySenate: no recorded tally
  • Amended byPub. L. 97-457(S.J.Res. 271)1983-01-12
    A joint resolution to make technical corrections in certain banking and related statutes.
    House: no recorded tallySenate: no recorded tally
  • Amended byPub. L. 111-203(H.R. 4173)2010-07-21
    Dodd-Frank Wall Street Reform and Consumer Protection Act
    House: 198–229Senate: 60–39
  • Amended byPub. L. 116-136(H.R. 748)2020-03-27
    CARES Act
    House: 419–6Senate: 96–0