12 CFR 150.310
§ 150.310 What if the FDIC does not insure the deposits?
United States · 12 CFR — Banks and Banking · Status: effective
Cite this
- Citation
- 12 CFR 150.310, § 150.310 What if the FDIC does not insure the deposits?, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/43733
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Full text
If the FDIC does not insure the entire amount of a self deposit, you must set aside collateral as security. If the FDIC does not insure the entire amount of an affiliate deposit, you or your affiliate must set aside collateral as security. The market value of the collateral must at all times equal or exceed the amount of the uninsured fiduciary funds. You must place the collateral under the control of appropriate fiduciary officers and employees.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.