12 CFR 157.14
§ 157.14 What interest rate may I pay on accounts?
United States · 12 CFR — Banks and Banking · Status: effective
Cite this
- Citation
- 12 CFR 157.14, § 157.14 What interest rate may I pay on accounts?, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/43798
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Full text
(a) You may pay interest at any rate or anticipated rate of return on accounts, either in deposit or in share form, as provided in your charter and the account's terms.
(b) You may pay fixed or variable rates. If you pay a variable rate, you must base it on a schedule, index, or formula that you specify in the account's terms.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.