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12 CFR 157.15

§ 157.15 Who owns a deposit account?

United States · 12 CFR — Banks and Banking · Status: effective

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12 CFR 157.15, § 157.15 Who owns a deposit account?, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/43799
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Full text

You may treat the holder of record as the account owner, even if you receive contrary notice, until you transfer the account on your records.

Legislative history

This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.