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12 U.S.C. § 1831j

Depository institution employee protection remedy

United States · Title 12 — BANKS AND BANKING · Status: effective

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12 U.S.C. § 1831j, Depository institution employee protection remedy, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/438034
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No insured depository institution may discharge or otherwise discriminate against any employee with respect to compensation, terms, conditions, or privileges of employment because the employee (or any person acting pursuant to the request of the employee) provided information to any Federal banking agency or to the Attorney General regarding— No Federal banking agency, Federal home loan bank, Federal reserve bank, or any person who is performing, directly or indirectly, any function or service on behalf of the Corporation may discharge or otherwise discriminate against any employee with respect to compensation, terms, conditions, or privileges of employment because the employee (or any person acting pursuant to the request of the employee) provided information to any such agency or bank or to the Attorney General regarding any possible violation of any law or regulation, gross mismanagement, a gross waste of funds, an abuse of authority, or a substantial and specific danger to public health or safety by— Any employee or former employee who believes he has been discharged or discriminated against in violation of subsection (a) may file a civil action in the appropriate United States district court before the close of the 2-year period beginning on the date of such discharge or discrimination. The complainant shall also file a copy of the complaint initiating such action with the appropriate Federal banking agency. If the district court determines that a violation of subsection (a) has occurred, it may order the depository institution, Federal home loan bank, Federal Reserve bank, or Federal banking agency which committed the violation— The protections of this section shall not apply to any employee who— For purposes of subsections (a) and (c), the term “Federal banking agency” means the Corporation, the Board of Governors of the Federal Reserve System, the Federal Housing Finance Agency and the Comptroller of the Currency. The legal burdens of proof that prevail under subchapter III of chapter 12 of title 5 shall govern adjudication of protected activities under this section.

Legislative history

The public laws that enacted or amended this section. Tallies are for the whole bill as it passed each chamber — often an omnibus covering far more than this provision — not a vote on this section alone.

  • Enacted byPub. L. 101-73(H.R. 1278)1989-08-09
    Financial Institutions Reform, Recovery, and Enforcement Act of 1989
    House: no recorded tallySenate: no recorded tally
  • Amended byPub. L. 102-242(S. 543)1991-12-19
    Federal Deposit Insurance Corporation Improvement Act of 1991
    House: no recorded tallySenate: 68–15
  • Amended byPub. L. 103-204(S. 714)1993-12-17
    Resolution Trust Corporation Completion Act
  • Amended byPub. L. 103-325(H.R. 3474)1994-09-23
    Riegle Community Development and Regulatory Improvement Act of 1994
    House: 410–12Senate: no recorded tally
  • Amended byPub. L. 111-203(H.R. 4173)2010-07-21
    Dodd-Frank Wall Street Reform and Consumer Protection Act