12 U.S.C. § 3404

Customer authorizations

United States · Title 12 — BANKS AND BANKING · Status: effective

Cite this

Citation: 12 U.S.C. § 3404, Customer authorizations, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/438538
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Full text

A customer may authorize disclosure under section 3402(1) of this title if he furnishes to the financial institution and to the Government authority seeking to obtain such disclosure a signed and dated statement which— No such authorization shall be required as a condition of doing business with any financial institution. The customer has the right, unless the Government authority obtains a court order as provided in section 3409 of this title, to obtain a copy of the record which the financial institution shall keep of all instances in which the customer’s record is disclosed to a Government authority pursuant to this section, including the identity of the Government authority to which such disclosure is made.

Legislative history

The public laws that enacted or amended this section. Tallies are for the whole bill as it passed each chamber — often an omnibus covering far more than this provision — not a vote on this section alone.

Enacted byPub. L. 95-630(H.R. 14279)1978-11-10
Financial Institutions Regulatory and Interest Rate Control Act of 1978
House: no recorded tallySenate: no recorded tally
Amended byPub. L. 96-3(S. 37)1979-03-07
A bill to repeal a section of P.L. 95-630.
House: no recorded tallySenate: no recorded tally