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12 U.S.C. § 4910

Construction

United States · Title 12 — BANKS AND BANKING · Status: effective

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12 U.S.C. § 4910, Construction, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/438874
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Full text

Nothing in this chapter shall be construed to impose any requirement for private mortgage insurance in connection with a residential mortgage transaction. Nothing in this chapter shall be construed to preclude cancellation or termination, by agreement between a mortgagor and the holder of the mortgage, of a requirement for private mortgage insurance in connection with a residential mortgage transaction before the cancellation or termination date established by this chapter for the mortgage.

Legislative history

The public laws that enacted or amended this section. Tallies are for the whole bill as it passed each chamber — often an omnibus covering far more than this provision — not a vote on this section alone.

  • Enacted byPub. L. 105-216(S. 318)1998-07-29
    Homeowners Protection Act of 1998
    House: no recorded tallySenate: no recorded tally