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15 U.S.C. § 1692e

False or misleading representations

United States · Title 15 — COMMERCE AND TRADE · Status: effective

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15 U.S.C. § 1692e, False or misleading representations, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/441307
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Full text

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: The false representation of— The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to—

Legislative history

The public laws that enacted or amended this section. Tallies are for the whole bill as it passed each chamber — often an omnibus covering far more than this provision — not a vote on this section alone. The law that originally enacted this section predates the public laws loaded here, so only later amendments are listed.

  • Amended byPub. L. 95-109(H.R. 5294)1977-09-20
    Fair Debt Collection Practices Act
    House: no recorded tallySenate: no recorded tally
  • Amended byPub. L. 104-208(H.R. 3610)1996-09-30
    Omnibus Consolidated Appropriations Act, 1997
    House: 370–37Senate: 72–27