12 CFR 226.25
§ 226.25 Record retention.
United States · 12 CFR — Banks and Banking · Status: effective
Cite this
- Citation
- 12 CFR 226.25, § 226.25 Record retention, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/44814
- Permanent ID
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Full text
(a) General rule. A creditor shall retain evidence of compliance with this regulation (other than advertising requirements under §§ 226.16 and 226.24) for 2 years after the date disclosures are required to be made or action is required to be taken. The administrative agencies responsible for enforcing the regulation may require creditors under their jurisdictions to retain records for a longer period if necessary to carry out their enforcement responsibilities under section 108 of the act.
(b) Inspection of records. A creditor shall permit the agency responsible for enforcing this regulation with respect to that creditor to inspect its relevant records for compliance.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.