12 CFR 226.30

§ 226.30 Limitation on rates.

United States · 12 CFR — Banks and Banking · Status: effective

Cite this

Citation: 12 CFR 226.30, § 226.30 Limitation on rates, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/44819
Permanent ID: ys:prov:44819@1
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Full text

A creditor shall include in any consumer credit contract secured by a dwelling and subject to the act and this regulation the maximum interest rate that may be imposed during the term of the obligation 50 when: 50 [Reserved] (a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or (b) In the case of open-end credit, the annual percentage rate may increase during the plan.

Legislative history

This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.