12 CFR 328.100
§ 328.100 Scope.
United States · 12 CFR — Banks and Banking · Status: effective
Cite this
- Citation
- 12 CFR 328.100, § 328.100 Scope, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/46568
- Permanent ID
ys:prov:46568@1- SHA-256
eb525ac2ccd2304b1d88394ec7c30261aa86f2f8305bdcc52e1bc17b23017675
The hash is SHA-256 of this version's text, with every run of whitespace collapsed to a single space and the ends trimmed. The ID always leads back here, and checking it says whether the text you cited is still the current version.
Full text
This subpart applies to any person who:
(a) Falsely represents, expressly or by implication, that any deposit liability, obligation, certificate, or share is FDIC-insured by using the FDIC's name or logo;
(b) Knowingly misrepresents, expressly or by implication, that any deposit liability, obligation, certificate, or share is insured by the FDIC if such an item is not so insured;
(c) Knowingly misrepresents, expressly or by implication, the extent to which or the manner in which any deposit liability, obligation, certificate, or share is insured by the FDIC, if such an item is not insured to the extent or manner represented; or
(d) Aids or abets another in any of the foregoing listed in paragraphs (a) through (c) of this section.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.