12 CFR 329.10
§ 329.10 Liquidity coverage ratio.
United States · 12 CFR — Banks and Banking · Status: effective
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- Citation
- 12 CFR 329.10, § 329.10 Liquidity coverage ratio, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/46585
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Full text
(a) Minimum liquidity coverage ratio requirement. Subject to the transition provisions in subpart F of this part, an FDIC-supervised institution must calculate and maintain a liquidity coverage ratio that is equal to or greater than 1.0 on each business day in accordance with this part. An FDIC-supervised institution must calculate its liquidity coverage ratio as of the same time on each calculation date (the elected calculation time). The FDIC-supervised institution must select this time by written notice to the FDIC prior to December 31, 2019. The FDIC-supervised institution may not thereafter change its elected calculation time without prior written approval from the FDIC.
(b) Calculation of the liquidity coverage ratio. A FDIC-supervised institution's liquidity coverage ratio equals:
(1) The FDIC-supervised institution's HQLA amount as of the calculation date, calculated under subpart C of this part; divided by
(2) The FDIC-supervised institution's total net cash outflow amount as of the calculation date, calculated under subpart D of this part.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.