12 CFR 332.17
§ 332.17 Relation to State laws.
United States · 12 CFR — Banks and Banking · Status: effective
Cite this
- Citation
- 12 CFR 332.17, § 332.17 Relation to State laws, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/46660
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Full text
(a) In general. This part shall not be construed as superseding, altering, or affecting any statute, regulation, order, or interpretation in effect in any State, except to the extent that such State statute, regulation, order, or interpretation is inconsistent with the provisions of this part, and then only to the extent of the inconsistency.
(b) Greater protection under State law. For purposes of this section, a State statute, regulation, order, or interpretation is not inconsistent with the provisions of this part if the protection such statute, regulation, order, or interpretation affords any consumer is greater than the protection provided under this part, as determined by the Federal Trade Commission, after consultation with the FDIC, on the Federal Trade Commission's own motion, or upon the petition of any interested party.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.