12 CFR — Banks and Banking
Appendix B to Part 360—Debit/Credit File Structure
United States · 12 CFR — Banks and Banking · Status: effective
Cite this
- Citation
- 12 CFR — Banks and Banking, Appendix B to Part 360—Debit/Credit File Structure, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/47008
- Permanent ID
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Full text
This is the structure of the data file the FDIC will provide to apply debits and credits to an individual account or sub-account after the removal of FDIC holds. The file will be in a tab- or pipe-delimited ASCII format and provided through FDICconnect or Direct Connect. The file will be encrypted using an FDIC-supplied algorithm.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.