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38 U.S.C. § 3707A

Hybrid adjustable rate mortgages

United States · Title 38 — VETERANS’ BENEFITS · Status: effective

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38 U.S.C. § 3707A, Hybrid adjustable rate mortgages, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/473295
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Full text

Adjustable rate mortgages that are guaranteed under this section shall be adjustable rate mortgages (commonly referred to as “hybrid adjustable rate mortgages”) having interest rate adjustment provisions that— Interest rate adjustment provisions of a mortgage guaranteed under this section shall— in the case of the initial contract interest rate adjustment— The Secretary shall promulgate underwriting standards for loans guaranteed under this section, taking into account—

Legislative history

The public laws that enacted or amended this section. Tallies are for the whole bill as it passed each chamber — often an omnibus covering far more than this provision — not a vote on this section alone.

  • Enacted byPub. L. 107-330(S. 2237)2002-12-06
    Veterans Benefits Improvement Act of 2002
    House: no recorded tallySenate: no recorded tally
  • Amended byPub. L. 108-454(S. 2486)2004-12-10
    Veterans Benefits Improvement Act of 2004
    House: no recorded tallySenate: no recorded tally
  • Amended byPub. L. 109-233(S. 1235)2006-06-15
    Veterans' Housing Opportunity and Benefits Improvement Act of 2006
    House: 372–0Senate: no recorded tally
  • Amended byPub. L. 110-389(S. 3023)2008-10-10
    Veterans' Benefits Improvement Act of 2008
    House: no recorded tallySenate: no recorded tally
  • Amended byPub. L. 112-154(H.R. 1627)2012-08-06
    Honoring America's Veterans and Caring for Camp Lejeune Families Act of 2012
    House: 380–0Senate: no recorded tally