12 CFR 608.815
§ 608.815 Credit report.
United States · 12 CFR — Banks and Banking · Status: effective
Cite this
- Citation
- 12 CFR 608.815, § 608.815 Credit report, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/47556
- Permanent ID
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Full text
In order to aid the FCA in making appropriate determinations regarding the collection and compromise of claims; the collection of charges for interest, administrative costs, and penalties; the use of administrative offset; the use of other collection methods; and the likelihood of collecting the claim, the FCA may institute, consistent with the provisions of the Fair Credit Reporting Act (15 U.S.C. 1681, et seq.), a credit investigation of the debtor immediately following a determination that the claim exists.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.