12 CFR 617.7120
§ 617.7120 How should a qualified lender present the disclosures to a borrower?
United States · 12 CFR — Banks and Banking · Status: effective
Cite this
- Citation
- 12 CFR 617.7120, § 617.7120 How should a qualified lender present the disclosures to a borrower?, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/47929
- Permanent ID
ys:prov:47929@1- SHA-256
8aff539ec12eb593d67e815637bb3c6414d4d8f73d13c7a1a7a708c26ae32b59
The hash is SHA-256 of this version's text, with every run of whitespace collapsed to a single space and the ends trimmed. The ID always leads back here, and checking it says whether the text you cited is still the current version.
Full text
A qualified lender must:
(a) Disclose the effective interest rate and other information required by subparts B and C of this part clearly and conspicuously in writing, in a form that is easy to read and understand and that the borrower may keep; and
(b) Not combine the disclosures with any information not directly related to the information required by §§ 617.7130 and 617.7135.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.