42 U.S.C. § 4106
Nonparticipation in flood insurance program
United States · Title 42 — THE PUBLIC HEALTH AND WELFARE · Status: effective
Cite this
- Citation
- 42 U.S.C. § 4106, Nonparticipation in flood insurance program, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/479767
- Permanent ID
ys:prov:479767@1- SHA-256
811c83ded895e71e0998a6bf2cc7d769c30accc21ba9db6b00a67ae79a9ce5a7
The hash is SHA-256 of this version's text, with every run of whitespace collapsed to a single space and the ends trimmed. The ID always leads back here, and checking it says whether the text you cited is still the current version.
Full text
No Federal officer or agency shall approve any financial assistance for acquisition or construction purposes on and after July 1, 1975, for use in any area that has been identified by the Administrator as an area having special flood hazards unless the community in which such area is situated is then participating in the national flood insurance program.
In addition to the requirements of section 4104a of this title, each Federal entity for lending regulation shall by regulation require the regulated lending institutions described in such section, and each Federal agency lender shall issue regulations requiring the Federal agency lender, described in such section to notify (as a condition of making, increasing, extending, or renewing any loan secured by property described in such section) the purchaser or lessee of such property of whether, in the event of a disaster caused by flood to such property, Federal disaster relief assistance will be available to such property.
Legislative history
The public laws that enacted or amended this section. Tallies are for the whole bill as it passed each chamber — often an omnibus covering far more than this provision — not a vote on this section alone.
- Flood Disaster Protection Act of 1973House: no recorded tallySenate: no recorded tally
- Emergency Housing Act of 1975House: no recorded tallySenate: no recorded tally
- An Act to provide a 2-month extension of the exemption for loans made to finance the acquisition of previously occupied residential dwellings from the prohibition against financing by federally-related financial institutions for property located in communities not participating in the national flood insurance program.House: no recorded tallySenate: no recorded tally
- Housing Authorization Act of 1976House: no recorded tallySenate: no recorded tally
- Housing and Community Development Act of 1977House: no recorded tallySenate: no recorded tally
- Supplemental Appropriations Act, 1984House: no recorded tallySenate: no recorded tally
- Riegle Community Development and Regulatory Improvement Act of 1994House: 410–12Senate: no recorded tally
- MAP-21