42 U.S.C. § 12713
Eligibility under first-time homebuyer programs
United States · Title 42 — THE PUBLIC HEALTH AND WELFARE · Status: effective
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- 42 U.S.C. § 12713, Eligibility under first-time homebuyer programs, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/482929
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Full text
No individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.
No individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.
For purposes of this section:
The term “displaced homemaker” means an individual who—
The term “first-time homebuyer” means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence.
The term “single parent” means an individual who—
This section shall apply to any Federal program to assist first-time homebuyers, unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection.
Legislative history
The public laws that enacted or amended this section. Tallies are for the whole bill as it passed each chamber — often an omnibus covering far more than this provision — not a vote on this section alone.
- Cranston-Gonzalez National Affordable Housing ActHouse: no recorded tallySenate: 93–6