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12 CFR 652.80

§ 652.80 When you must determine the risk-based capital level.

United States · 12 CFR — Banks and Banking · Status: effective

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12 CFR 652.80, § 652.80 When you must determine the risk-based capital level, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/48311
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(a) You must determine your risk-based capital level at least quarterly, or whenever changing circumstances occur that have a significant effect on capital, such as exposure to a high volume of, or particularly severe, problem loans or a period of rapid growth. (b) In addition to the requirements of paragraph (a) of this section, we may require you to determine your risk-based capital level at any time. (c) If you anticipate entering into any new business activity that could have a significant effect on capital, you must determine a pro forma risk-based capital level, which must include the new business activity, and report this pro forma determination to the Director, Office of Secondary Market Oversight, at least 10-business days prior to implementation of the new business program.

Legislative history

This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.