42 U.S.C. § 18091
Requirement to maintain minimum essential coverage; findings
United States · Title 42 — THE PUBLIC HEALTH AND WELFARE · Status: effective
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- Citation
- 42 U.S.C. § 18091, Requirement to maintain minimum essential coverage; findings, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/484667
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Full text
Congress makes the following findings:
The individual responsibility requirement provided for in this section (in this section referred to as the “requirement”) is commercial and economic in nature, and substantially affects interstate commerce, as a result of the effects described in paragraph (2).
The effects described in this paragraph are the following:
In United States v. South-Eastern Underwriters Association (322 U.S. 533 (1944)), the Supreme Court of the United States ruled that insurance is interstate commerce subject to Federal regulation.
Legislative history
The public laws that enacted or amended this section. Tallies are for the whole bill as it passed each chamber — often an omnibus covering far more than this provision — not a vote on this section alone.
- Patient Protection and Affordable Care Act