12 CFR 745.5
§ 745.5 Accounts held by executors or administrators.
United States · 12 CFR — Banks and Banking · Status: effective
Cite this
- Citation
- 12 CFR 745.5, § 745.5 Accounts held by executors or administrators, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/48771
- Permanent ID
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Full text
Funds of a decedent held in the name of the decedent or in the name of the executor or administrator of the decedent's estate and deposited in one or more accounts shall be insured up to the SMSIA in the aggregate for all such accounts, separately from the individual accounts of the beneficiaries of the estate or of the executor or administrator.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.