12 CFR 1007.105
§ 1007.105 Use of unique identifier.
United States · 12 CFR — Banks and Banking · Status: effective
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- Citation
- 12 CFR 1007.105, § 1007.105 Use of unique identifier, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/49281
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Full text
(a) The covered financial institution shall make the unique identifier(s) of its registered mortgage loan originator(s) available to consumers in a manner and method practicable to the institution.
(b) A registered mortgage loan originator shall provide his or her unique identifier to a consumer:
(1) Upon request;
(2) Before acting as a mortgage loan originator; and
(3) Through the originator's initial written communication with a consumer, if any, whether on paper or electronically.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.