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12 CFR 1070.56

§ 1070.56 Request for amendment of records.

United States · 12 CFR — Banks and Banking · Status: effective

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12 CFR 1070.56, § 1070.56 Request for amendment of records, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/49802
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Full text

(a) Procedures for making request. (1) If an individual wishes to amend a record that pertains to that individual in a system of records, that individual may submit a request in writing to the Chief Privacy Officer, as set forth in § 1070.53(a). The request shall be labeled “Privacy Act Amendment Request.” (2) A request for amendment of a record must: (i) Identify the name of the system of records that the requester believes contains the record for which the amendment is requested, or a description of the nature of the record in detail sufficient to enable CFPB personnel to locate the system of records containing the record with a reasonable amount of effort; (ii) Specify the portion of that record requested to be amended; and (iii) Describe the nature and reasons for each requested amendment. (3) When making a request for amendment of a record, the CFPB will require a requester to verify his or her identity under the procedures set forth in § 1070.53(c), unless the requester has already done so in a related request for access or amendment. (b) Burden of proof. In a request for amendment of a record, the requester bears the burden of proving by a preponderance of the evidence that the record is not accurate, relevant, timely, or complete.

Legislative history

This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.