12 CFR 1070.63
§ 1070.63 Use and collection of Social Security numbers.
United States · 12 CFR — Banks and Banking · Status: effective
Cite this
- Citation
- 12 CFR 1070.63, § 1070.63 Use and collection of Social Security numbers, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/49809
- Permanent ID
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Full text
The CFPB will ensure that employees authorized to collect information are aware:
(a) That individuals may not be denied any right, benefit, or privilege as a result of refusing to provide their Social Security numbers, unless the collection is authorized either by a statute or by a regulation issued prior to 1975; and
(b) That individuals requested to provide their Social Security numbers must be informed of:
(1) Whether providing Social Security numbers is mandatory or voluntary;
(2) Any statutory or regulatory authority that authorizes the collection of Social Security numbers; and
(3) The uses that will be made of the numbers.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.