12 CFR 1263.9
§ 1263.9 Makes long-term home mortgage loans requirement.
United States · 12 CFR — Banks and Banking · Status: effective
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- Citation
- 12 CFR 1263.9, § 1263.9 Makes long-term home mortgage loans requirement, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/50724
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Full text
An applicant shall be deemed to make long-term home mortgage loans, as required by section 4(a)(1)(C) of the Bank Act (12 U.S.C. 1424(a)(1)(C)) and § 1263.6(a)(3), if, based on the applicant's most recent regulatory financial report filed with its appropriate regulator, or other documentation provided to the Bank, in the case of a CDFI applicant that does not file such reports, the applicant originates or purchases long-term home mortgage loans.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.